Important: Save the dates! Farmers are invited to the annual meetings January 27 and 28. Click here for details.

Privacy Policy

FACTS	WHAT DOES BORDER BANK & NORTHERN AG DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and transaction history Account transactions and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Border Bank chooses to share; and whether you can limit this sharing.
MOBILE DATA	No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Our customer’s SMS consent and phone number will not be shared with any third party for any reason.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	Does Border Bank & Northern Ag Share?	Can you limit this sharing?
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes: to offer our products and services to you.	Yes	No
For joint marketing with other financial companies.	Yes	No
For our affiliates’ everyday business purposes: information about your transactions and experiences.	Yes	No
For our affiliates’ everyday business purposes: information about your creditworthiness.	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

QUESTIONS?	Call 701-499-0975 or go to www.border.bank
WHO IS PROVIDING THIS NOTICE?	Border Bank & Northern Ag

WHAT WE DO
HOW DOES BORDER BANK & NORTHERN AG PROTECT MY PERSONAL INFORMATION?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
HOW DOES BORDER BANK & NORTHERN AG COLLECT MY PERSONAL INFORMATION?	We collect your personal information, for example, when you: Open an account or apply for a loan Make deposits or withdrawals from your account Use your credit or debit card Seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT ALL SHARING?	Federal law gives you the right to limit only: Sharing for affiliates/everyday business purposes-information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.
DEFINITIONS
AFFILIATES	Companies related by common ownership or control. They can be financial or nonfinancial companies. Border Bank currently has the following affiliates: Border Bancshares, Inc Border Bank Northern Ag
NONAFFILIATES	Companies not related by common ownership or control. They can be financial or nonfinancial companies Border Bank & Northern Ag do not share with nonaffiliates so they can market to you
JOINT MARKETING	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Border Bank & Northern Ag do jointly market.