Yield Protection provides protection against a loss in yield due to unavoidable, naturally occurring events. For most crops, that includes adverse weather, fire, insects, plant disease, wildlife, earthquake, volcanic eruption, and failure of the irrigation water supply due to a naturally occurring event. Like the APH (Actual Production History) plan of insurance, YP guarantees a production yield based on the individual producer’s APH. Unlike the APH plan of insurance, a price for YP is established according to the crop’s applicable commodity board of trade/exchange as defined in the Commodity Exchange Price Provisions (CEPP). The projected price is used to determine the yield protection guarantee, premium, any replant payment or prevented planting payment, and to value the production to count. The coverage and exclusions of YP are similar to those for the APH plan of insurance. An indemnity is due when the value of the production to count is less than the yield protection guarantee. The main crops covered under this plan include barley (includes malting type), canola/rapeseed, corn, cotton, grain sorghum, rice, soybeans, sunflowers, and wheat.

Production Loss

  • Basic
  • Optional
  • Enterprise
  • Whole-farm

Projected Price and Harvest Price defined by CEPP

Not Applicable

  • 50%
  • 55%
  • 60%
  • 65%
  • 70%
  • 75%
  • 80%
  • 85%

Yield Protection Guarantee = APH approved yield x coverage level x projected price

The production to count x projected price is less than the yield protection guarantee x insured acres.